CIC Report

Contemporary Information Corp. (CIC) – commonly known through its service platforms as CIC Report or CIC Credit – is a nationwide consumer reporting agency that specializes in resident screening and credit reporting services. When people apply to rent an apartment or apply for certain types of loans, businesses use CIC to check their backgrounds and help decide if the application should be approved.

(1) More Information about the CIC Report

To build these background checks, CIC collects several types of personal information. It gathers standard financial reports directly from the major credit bureaus (Equifax, Experian, and TransUnion). It also tracks nationwide housing court eviction filings, public records, and criminal histories across all 50 states. Additionally, CIC runs Social Security number traces, address histories, and check verification data through partners like Experian RentBureau to confirm an applicant’s identity and rental history. The main customers buying these reports are landlords, property management companies, mortgage lenders, and small-business credit providers.

According to CIC’s corporate websites, the company sells several specialized scoring and credit assessment tools. These include Custom Resident Scoring models that weigh an applicant’s credit history, eviction records, criminal history, and debt-to-income ratio to predict lease adherence. CIC also offers standard VantageScore 4.0 credit models, specialized Risk Score Models, and tools like LoanShield Smart Select and Soft Prequal to help clients evaluate consumer risk without affecting a person’s credit score during prequalification.

(2) Request a CIC Report by Telephone or Mail

Request a copy of your CIC Tenant Screening Report by telephone (1-888-316-4242) or mail (CIC Consumer Relations, 3700 Crestwood Pkwy, #300 Duluth, GA 30096).

(3) Request a CIC Report Online

Special Scores provides an online option to request a copy of your CIC Tenant Screening Report.

(4) Dispute Errors in Your CIC Report

If you find information in your consumer report that you believe is inaccurate or incomplete, you may have the legal right to dispute the report’s content with the consumer reporting company and the company that shared the information to the reporting company. Under federal law, the Fair Credit Reporting Act (FCRA), companies must conduct a reasonable investigation of your dispute. The company that provided the incorrect information must correct the error, and notify every consumer reporting company to whom it provided the inaccurate information.