Certegy Check Services Credit Report

How to Request Your Certegy Check Services Report

Certegy Check Services is specialty credit reporting agency for banking/ check writing history (related to individual payment history). Certegy Check Services provides verification, guarantee and risk analytics to thousands of businesses that choose to accept checks as a form of payment for goods or services. Companies use the Certegy Check Services Report to determine whether or not accept check payments from individuals.

(1) More Information about the Certegy Check Services Report:

Thousands of merchants use Certegy Check Services Report to reduce the risk of accepting checks as a form of payment. According to Certegy, “your credit score is not a factor in our risk models or any decision provided to merchants. Decisions are made based on information in Certegy’s check writer database and a statistical analysis of your check compared to all checks that have gone through our system.”

(2) To Request a Certegy Check Services Report by Telephone or Mail:

Request a copy of your Certegy Check Services Report by telephone (800-237-3826) or by mail (Certegy Payment Solutions, LLC, Attn: CFDR Request, P.O. Box 908, Grand Junction, CO 81502).

(3) To Request a Certegy Check Services Credit Report Online:

SpecialScores.com provides an online option to request a Certegy Check Services Report.

(4) Dispute Errors in Your Certegy Check Services Credit Report

If you find information in your consumer report that you believe is inaccurate or incomplete, you may have the legal right to dispute the report’s content with the consumer reporting company and the company that shared the information to the reporting company. Under federal law, the Fair Credit Reporting Act (FCRA), companies must conduct a reasonable investigation of your dispute. The company that provided the incorrect information must correct the error, and notify every consumer reporting company to whom it provided the inaccurate information.


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For more information, visit our directory of specialty credit reports.

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